Small Dollar Loan Program

Small Dollar Loan Program

  • Loan amount not to exceed $2,500;
  • To be repaid in installments;
  • Consumer must have the ability to repay;  
  • Subject to underwriting and credit approval;
  • Can’t be refinanced before at least 80% of the principal has been repaid;
  • Must have, or will open, a deposit account with Southern Heritage Bank;
  • Maximum APR 36%