We offer various types of commercial loans to meet your business needs. Please check with any SHB loan officer for details. They are available to help you with each step, from application to closing the loan. Stop in and visit with one of our friendly local bankers today for more details.
Small Business and Commercial Loans with terms to fit your business needs.
Business Lines of Credit for recurring needs. Flexibility without repeated paperwork.
Letters of Credit
Business Credit Cards so convenient for many business needs. Check out our competitive rates. Deal with people you know and trust!
Pay By The Ton Program with equipment loans and equipment insurance loans for today's logging firm.
How do you know which accounts are right for your business? The first thing to consider is your account balance – is it typically above or below $2,500? Other important factors include how many transactions you make a month and how you prefer to access funds. To get a better idea of which accounts are right for your business your local Southern Heritage Bank representative will be happy to assist you with any of the accounts listed below.
Business Basic Checking
Designed for a business with more of a modest monthly account activity level.
Southern Heritage Bank’s ideal account for small to mid-sized businesses.
Business Account Analysis
An ideal account for a business with higher levels of monthly account activity.
Interest-bearing business checking accounts are available to individuals, sole proprietorships, non-profit groups, schools, hospitals and other specific businesses and organizations. If your business falls into one of these categories, you can earn interest on your account’s daily collected balance. Variable-rate simple interest will be paid each month and will be shown as a separate entry on your account statement.
Money Market Business
An account for businesses interested in higher interest!
FREEDOM Ready Money Reserve
For businesses with large balances that want market-responsive rates and liquidity. Earn competitive interest on higher account balances with tiered rates!
Certificates of Deposit
Are available in a variety of terms to suit your investment needs. Contact one of our offices for current rates. Minimum to open is $5,000.00
Individual Retirement Accounts
Are a great way to prepare for retirement. We offer Traditional IRA's and Roth IRA's.
Lowest cost credit card processing is easy and available through Southern Heritage Bank.
You have many options when it choosing a credit card processing service. Choose a local processor for a level of customer service and processing rates that other companies cannot match.
Payment Processing Options: