Mortgages

Whether you are buying a home, building your dream home or looking to remodel your existing home, the mortgage team at Southern Heritage Bank is here to assist you every step of the way.

While buying a home is one of the biggest decisions you will ever make, selecting the right mortgage loan can be just as important. Your lifestyle, budget and comfort level are the types of personal factors that will help us target your best mortgage solution.

With rates competitive with any lender in town or online, you can start the process by applying online. Once the application is submitted, one of our mortgage team members will be in touch to finish the application process. Our mortgage team will be by your side every step of the way.

Southern Heritage Bank offers a full line of loan programs: Conventional, FHA, VA and 100% Rural Development. The bank also specializes in packaging construction and permanent mortgaging financing, allowing customers to work with the same mortgage team for the entire process.

Our loan officers are always just a call or email away to discuss fixed or adjustable-rate programs!